BlockAi ProductRetail & SME Wallet

Tokenfy – your stablecoin-fiat super wallet for Africa.

Tokenfy is a mobile-first wallet that lets users receive, hold, and spend stablecoins and KES with one clean interface. On/off-ramps, merchants, and rewards are built in from day one.

MVP launching in Kenya; expanding to more corridors.
Live wallet snapshot (concept)
Stablecoins • Local rails
Tokenfy
Wallet balance
$240.50 USDT
On-chain or custodial, per corridor
Cash-out
KES 31,800
Instant M-Pesa / bank
Rewards
+4,200 pts
Referrals & merchant perks
Tokenfy Features

Everything you need in one wallet.

Built for real African use-cases: remittances, side-projects, small businesses, and everyday payments.

On / Off Ramps

Fund & cash-out easily.

Connect local payment rails to stablecoins and other digital assets. Users can:

  • Top-up via mobile money, bank transfer, or card.
  • Hold balances in KES and stablecoins side-by-side.
  • Withdraw to mobile money or bank in a few taps.
Merchants & SMEs

Accept payments anywhere.

Turn Tokenfy into a light-weight POS for merchants and creators.

  • QR payments and payment links.
  • Simple invoices and receipts for small businesses.
  • Merchant dashboard for settlements & reports.
Rewards Engine

Make loyalty programmable.

Use referrals and cashback, not hidden FX spreads, to grow usage.

  • User-friendly referral codes & campaigns.
  • Configurable rewards per corridor or merchant.
  • Transparent reward balances inside the wallet.
Safety & Compliance

AI-assisted KYC & risk.

Tokenfy is designed to play nicely with regulators and partners.

  • Tiered KYC (light → full) based on limits.
  • Transaction monitoring & sanctions screening.
  • Data pipelines ready for reporting obligations.
Who Tokenfy serves

Senders, receivers, merchants, and platforms.

Individuals

Everyday users

For people who need a simple wallet, not a trading terminal.

  • Hold value in a currency that makes sense.
  • Send money across borders faster than legacy rails.
  • Pay bills, buy goods, or cash-out locally.
Merchants

SMEs & online sellers

Accept digital payments with lower friction and better UX.

  • Request payments via link or QR.
  • View settlement history and reports.
  • Integrate payouts with your platform.
Partners

PSPs & fintech platforms

Use Tokenfy as a front-end to your rails and compliance stack.

  • White-label options and shared APIs.
  • Support for new corridors & assets.
  • Rich analytics and reporting pipelines.
Join Early Access

Get notified when Tokenfy launches in Kenya

Be among the first to experience seamless stablecoin-fiat payments in Africa.

Join the Tokenfy Waitlist

Get early access to the beta, exclusive updates, and launch notifications.